![Connected Channels](/sites/default/files/2021-08/proof_2_connectedchannels200px.png)
Simple to integrate into your systems
![Trust Shield](/sites/default/files/2021-04/Trust%20Shield%20Icon_icon_1.png)
Enhanced security
![Good For Australia](/sites/default/files/2021-04/Good%20for%20Aus_icon.png)
Resilience infrastructure provided by eftpos
How do Payment Token APIs work?
- eftpos maintains a secure vault of primary account numbers (PANs), each of which is linked to a unique ‘token’.
- Merchants can generate and then use these tokens to transact (eliminating the need to store debit card details).
- For customers and card issuers, there’s no change to how transactions are processed.
- Merchants can query, suspend, delete or replace tokens.
Who is eligible?
If you’re a member of the eftpos scheme, you can access Payment Token APIs automatically, no sponsorship required. The API is also available to payment gateways and token vaults with sponsorship.
![Verified](/sites/default/files/2021-08/Tried%20and%20tested.png)
Tokens cannot be compromised
Thanks to eftpos’ strict domain controls, each payment token is bound to its intended merchant – meaning it can only work for them.
![Simple Processing](/sites/default/files/2021-08/Transactions%202.png)
Card lifecycle management
Since tokens are linked to primary account numbers (PANs), there’s no disruption to payment processing even if a card is lost, stolen or expired.
![Control](/sites/default/files/2021-08/Stay%20in%20control.png)
Easy onboarding for customers
Push provisioning makes it easy for cardholders to get set up for tokenised transactions – and they can manage their own token subscription